MonetrixOS for Google Sheets

Your money. Any currency. Your language.

A complete personal finance system inside Google Sheets.

Everything included · Lifetime updates

  • Any currency you choose
  • 4 languages
  • Up to 5 people

01 / 10Dashboard Net worth, income and spending for any period, broken down by category and by member.

02 / 10Transactions Log what you spend and earn. Category and type fill themselves in.

03 / 10Movements Move money between your accounts without counting it as spending.

04 / 10Savings & Goals Set a target and a date. See how much to save each month, and how far you’ve come.

05 / 10Loans What you owe, what you’ve paid and what’s left, for every loan.

06 / 10Budgeting Budgets by category, sub-category, account or member, with an alert before you overspend.

07 / 10Recurrings Rent, salary, subscriptions: set them up once and they post themselves.

08 / 10Accounts Every account with its current balance, calculated from your transactions.

09 / 10Budget History At the start of each month, last month’s budgets are saved to Budget History and start fresh.

10 / 10Net Worth History A net-worth snapshot is saved every month, so you can watch the trend.

What’s inside

Spreadsheets give you freedom. They don’t give you a system.

MonetrixOS builds the system for you: tabs, columns, pick-lists and formulas that already work together.

Dashboard

Net worth, income and spending for any period, broken down by category and by member.

Categories fill themselves in

Type a description and MonetrixOS picks the category, learning from what you’ve entered before.

Budgeting

An alert before you overspend. A fresh start every month.

Savings & Goals

How much to save each month, and how far you’ve come.

Your pocket view.

Net worth, this month’s spending, cash flow and budget alerts at a glance — in a sidebar right next to your sheet.

Your language.

English, French, Spanish and Arabic. In Arabic the sidebar reads right to left; the sheets keep their usual layout.

Recurring items post themselves

Every day, recurring items that are due are added to your transactions.

Loans

What you owe, what you’ve paid and what’s left, for every loan.

One workbook, up to 5 people.

Share your workbook like any Google Sheet — with a partner, your family, your household.

Private by design.

Your financial data never leaves your Google Sheet.

MonetrixOS only opens the spreadsheet it runs in. It has no access to the rest of your Google Drive.

  • No bank login, ever. You decide what goes in.

Price

$9.99once

One price. Everything included.

Lifetime updates · No subscription

Buy on Whop — $9.99

Everything included

  • All eight tabs, plus Budget History and Net Worth History
  • Automatic categories, recurring items, monthly rollover and net-worth snapshots
  • The sidebar: Home, Analytics and Debt payoff
  • English, French, Spanish and Arabic
  • Any single currency you choose
  • Up to 5 people in one workbook
  • Every future update

One-time payment · No subscription · Lifetime updates · Up to 5 people · One workbook per licence · No refunds — read the docs before you buy · Taxes may apply at checkout Checkout by Whop, the merchant of record.

Try it

Add a transaction. Watch the system work.

Pick a sample or type your own: the workbook and the sidebar do the rest.

Demo with sample data · nothing is sent anywhere

Pick a sample transaction

Your workbook, with the MonetrixOS sidebar open beside it.

Pick a sample above, or type your own. The new row types itself into Transactions, then the Dashboard and the sidebar catch up.

Illustration. This demo matches a few keywords. The add-on picks the category by learning from what you’ve entered before.

Four steps

How to start

Four steps from checkout to a finished workbook.

  1. Buy on Whop

    Pay $9.99 once. Your licence key arrives by email, with getting-started instructions.

  2. Install the add-on

    Your licence email explains how.

    Read the install guide
  3. Activate your licence

    Open MonetrixOS in your workbook, give Google permission once, and enter your licence key.

  4. Let the setup wizard build it

    Three steps — language and currency, members, build — and your workbook is ready.

Before you buy

Questions, answered

Which currencies can I use?

Any currency you like, one per workbook. During setup you enter its 3-letter code (e.g. USD, EUR, MAD), and you can change it later in Settings.

Can I use it on my phone?

The sidebar is designed like a phone app, but it runs in Google Sheets on a computer. Your workbook is a normal Google Sheet, so you can still open it in the Google Sheets app on your phone; the MonetrixOS sidebar and menu aren’t available there.

Can I share it with my family?

Yes. One licence covers one workbook, shared by up to 5 people. Share it like any Google Sheet; each person gives Google permission once, from their own account.

Can I get a refund?

No. All sales are final, so please read the docs before you buy. If you’re unsure whether MonetrixOS fits, email support@monetrixos.com first.

Are updates included? Will they touch my data?

Every future update is included. Workbook updates change the sheet structure so new features work; your transactions, budgets, loans and other data are not touched. Making your own copy first is still a good idea.

More answers in the docs

Coming next

The MonetrixOS app — coming soon on iOS and Android

A calm financial operating system for the way you actually live with money.

Meet the app