Coming soon · iOS & Android

The MonetrixOS app. Coming soon.

A calm financial operating system for the way you actually live with money.

Not in the app stores yet. Here’s what’s coming.

Local-first
Multi-currency
Shared Spaces
AI Companion

01 / 11Home What you can spend today, your recent activity and a gentle suggestion, at a glance.

02 / 11Spaces Personal, family, a trip with friends, a side business — each with its own wallets, budgets, members and rules, all connected.

03 / 11Activity Every expense, income and transfer, day by day: who paid, and from which wallet.

04 / 11Shared money Split expenses equally, by share or by amount. Settle up in one tap, with roles for everyone in a Space.

05 / 11Budgets that breathe Envelopes, rollover or category targets. Choose what fits the way you spend.

06 / 11Insights, not just charts Flows, trends and anomalies, explained in plain language.

07 / 11Goals you can share Save together, and contribute from any wallet.

08 / 11Loans & IOUs Money you lent, money you owe — with schedules and reminders.

09 / 11Multi-currency, native Hold money in any currency, with rates you can edit and no surprise conversions.

10 / 11Make it yours Themes, categories, tags and notifications, set up your way.

11 / 11AI Companion “Spent 40 on groceries” is enough. It files it in the right category and Space.

What’s coming

Built around the way you live with money.

Nine ideas, each played out on the real app screens.

Spaces

Personal, family, a trip with friends, a side business — each with its own wallets, budgets, members and rules, all connected.

Shared money

Split expenses equally, by share or by amount. Settle up in one tap, with roles for everyone in a Space.

Multi-currency, native

Hold money in any currency, with rates you can edit and no surprise conversions.

Budgets that breathe

Envelopes, rollover or category targets. Choose what fits the way you spend.

Insights, not just charts

Flows, trends and anomalies, explained in plain language.

Goals you can share

Save together, and contribute from any wallet.

Loans & IOUs

Money you lent, money you owe — with schedules and reminders.

Make it yours

Themes, categories, tags and notifications, set up your way.

Private by design

Local-first: your data lives on your device. Sync and backup are optional.

Talk to the AI Companion

Your money, in plain language.

Pick a prompt or type your own. The Companion logs spending when you say it, and answers from a sample Family Space.

Demo · scripted replies, sample data · nothing is sent anywhere

Try saying

Ask anythingAsk about your money in plain words, scoped to a Space.
Log spending by just saying itIt files it in the right category and Space.
It notices what mattersOverspending, unusual spending, a goal slipping — it nudges you early.

Pick a prompt to start. The phones are mock-ups of the app, driven by a script.

Demo. The AI Companion is coming with the MonetrixOS app. Here the replies are scripted: they recognise a few phrases and answer from sample data.

Newsletter

Get told when the app launches

Join the MonetrixOS newsletter: launch news first, plus calm, practical money ideas.

Follow the launch

Be the first to know when the app is ready.

Available today

Available today: MonetrixOS for Google Sheets

Start now with a complete personal finance system inside Google Sheets. Everything included, lifetime updates.

$9.99 once

Buy on Whop — $9.99

Explore MonetrixOS for Google Sheets

FAQ

Questions, answered

When does the app launch?

No date yet — join the newsletter and you’ll hear first.

Will the app cost anything?

We’ll share that at launch. Join the newsletter to hear first.

Which platforms will it run on?

iOS and Android.

Does it replace the Google Sheets version?

No. The Google Sheets version is available today and keeps working.

Where does my data live?

On your device. The app is local-first; sync and backup are optional.

Is the AI Companion part of the app?

Yes, it’s coming with the MonetrixOS app. The chat on this page is a scripted demo with sample data.